Being Credit Smart In Today's Economy.

Fix Your Credit Report

How To Fix Your Credit Report

October 5th, 2009 in Blog by Christopher

You are not your credit report!  Yet, it strongly influences the opinions and actions of others toward you. The original intention of credit reports was to act as a mirror of how you handle your finances. As we look at the economic conditions sprouting up unexpectedly in the world [...]

Credit Report Repair

Credit Report Repair – Some Simple Tips

October 5th, 2009 in Blog by Christopher

Good techniques in repair of your credit report can go a long way towards achieving the FICO score that will be beneficial to you.  It cannot be over-emphasized how important it is to work towards and maintain a good to excellent credit score.  There are some things you can [...]

Credit Report Information

Understanding Your Credit Report Information

October 5th, 2009 in Blog by Christopher

Knowing and understanding your credit report information is one of the most important things you can do. Admittedly, it is easy to be overwhelmed by the quantity of information, but once you understand what information should be in it, then the process of understanding your report becomes easier.  For [...]

Business Credit Report

Business Credit Report

October 5th, 2009 in Blog by Christopher

Does I really need a business credit report for my business?  My business is a small home business. Isn’t maintaining my personal credit report enough?  These are a couple of the questions that I have been asked by small business owners.
Now many small business owners do not separate their personal expenses from that of their [...]

Can credit repair companies be trusted?

Can credit repair companies be trusted?

September 2nd, 2009 in Blog by Christopher

Many “credit repair” companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money-back guarantees: “Bankruptcy, tax liens, judgments… no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!” Can they really make such sweeping guarantees?
While some credit repair companies are outright frauds, others [...]

Get Your Free Credit Reports

Get Your Free Credit Reports

August 31st, 2009 in Blog by Christopher

As at December 1, 2004, you became eligible to free credit reports from the three main credit bureaus in the United States. This is made possible by the Fear and Accurate Credit Transaction Act that was passed in late 2003.
The largest credit reporting agencies, namely Equifax, Transunion and Experian, have set up a single dedicated [...]