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It is our pleasure to have the following Bad Credit - Credit Cards available to you. Please do the following: 

  1. Review and compare the features of the Bad Credit - Credit Cards listed below.  

  2. Click on the banner or any other link associated with the card that best suits your needs for immediate online application. 

  3. Fill out the online form for the Bad Credit Credit Card you've chosen and that's it! You're done!  

Thank you for choosing Smart eCredit as the source for your Bad Credit - Credit Cards.

 

Not sure what credit card is best for you?  Click here for pointers on selecting the right credit card that is best for you

 


 Orchard Bank Classic MasterCard®

Orchard Bank Silver

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 14.90 / 15.99%* None - $79*

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment


 New Millennium Bank Platinum Visa® or MasterCard®

New Millennium Platinum Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 19.5%* $59*

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply


 Horizon Gold Credit Card

Horizon Gold Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A%* $14.95 Monthly*

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to Major Bureau!


 UltraVX Visa®



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A%* **

  • Credit-On Demand™: up to $25,000 credit line—Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide


 Purpose Money



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* See Terms*%* See Terms**

  • Reports to the major credit bureaus
  • 24/7 Customer Service & Online Account Access
  • Access to Cash Advance

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