Insurance Information

Health Savings Account (HSA): What Happens to it When I Retire?


The Health Savings Account (HSA) is a great tool that is going to help us all reduce our health insurance costs and avert the current healthcare crisis in America. But what happens when a person retires? What use is an HSA then? Your HSA transforms itself at that moment you turn 65, when you officially become eligible for Medicare.

Health Savings Account (HSA): Do I Lose It At the End of Each Year?


The Health Savings Account (HSA) is an amazing tool to reduce healthcare expenses and insurance costs.  But do you lose it at the end of each year, like with a Flexible Savings Account (FSA)? Thank goodness, no!  You do not lose your HSA money at the end of each year.

Consumer Driven Health Plans [ CDHP ]


Do you know that skyrocketing health care costs have been draining the federal government and employer's exchequers over the last couple of years? The health care costs account for 15.5 percent of U.

Health Savings Account (HSA): How Do I Invest It?


The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.

Reducing Soaring Insurance Claim Costs


With the soaring rise in claims to insurers from their customers, millions of pounds are being lost on a day to day basis throughout the industry in regards to personal property insurance. A new system in the UK provides insurance companies with an easy and effective method to reduce their personal property claims by over 80%.

Insurance or Assurance - Do You Need Reassurance?


Insurance versus assurance: what is the difference?Should you care?Yes!!The world of finance is extremely complicated and there are many factors to consider when choosing any financial protection product.When looking for a policy you need to know what you are looking for and what is on offer in order that you get the right cover for your needs.

Who Else Wants to Understand Travel Insurance Policy Language?


Aren't all travel insurance plans basically the same?No. When you read travel insurance policy language, remember that as with any legal document, the definition of the terms is what governs the working of the policy (including payment of the claim).

An Intro To Auto Insurance


Although premiums, policies and prices vary widely, the mandate does not. Automobile insurance is an unavoidable expense of driving.

Medical Bankrupticies: What You Can Do To Protect Yourself


First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.

What is Consumer-Driven Healthcare?


Consumer-driven healthcare is a label that we've put on a movement in America to change the way decisions are made in our healthcare system. Instead of insurance companies making all the decisions about how people will receive their healthcare, consumers are taking back the power over their own lives.

Why Dont Insurance Companies Reward Us for Being Healthy?


Insurance is always a gamble, a bet actually.You are betting that you'll eventually get sick or hurt.

Home Insurance: Premium Protection In Case Mishap Takes A Rain Check


My whinstone house my castle is, I have my own four walls.This is truth for every home owner.

The Surety Bond Domino Effect


I have written many articles about the hard surety bond market. To my surprise many want to know more details as to how we got to where we are at.

Life Settlement Overview


A "Life Settlement" is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in excess of their policy's cash or surrender value to increase their wealth.

Insurance: A Necessity for Peace of Mind


There are many choices for insurance. Insurance is a policy where you pay in a certain figure, that you do not usually get back, and pays out in the event of a certain situation.

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