Insurance Information

Taking The Mystery Out Of Long-Term Care Insurance


Here's the good news: with improvements in medical technology and healthier lifestyles, people are living longer. Life expectancy today has increased to 83 years, up from 78 years in 1940 (The Shopper's Guide to Long-term Care Insurance from the National Association of Insurance Commissioners).

The Awful Truth about Annuity and Insurance Leads


You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity Leads. Some leads cost a few dollars - others are over one-hundred a pop.

Health Savings Accounts


Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use.

Converting An Unwanted Life Insurance Policy Into Ca$h


Do You Own A Life Insurance Policy That You No longer Need or Want? It is possible that you may be able to can get a CASH settlement in excess of the current cash surrender value by selling your policy in the secondary market to an investor.Reasons To "Sell" A Policy:Family Situations Bankruptcy Estate Reduction Estate Tax Revision Business Was Sold 1035 Exchange Drain On Income Divorce - Separation Death of A Spouse Retirement Declining Health Non-Performing Policy Wealth Planning Work Related ChangesQualifying Types Of Life Insurance:Group Whole Life Term (Convertible) Joint Universal Variable Key Man (business related)Who Is A Qualified Candidate?Mature men and women over age sixty-five years of age who have an existing life insurance policy and whose circumstances have changed since purchasing the policy originally may qualify for a purchase and sale of their policy.

Terrorism Insurance - What it Costs Small Business


The Terrorism Insurance Act of Nov. 26, 2002.

How Does Credit History Affect Car Insurance Rates?


Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates.

Term Life - Who Needs It?


If you've read any of the books or articles by popular personal finance gurus you've probably heard of the affordable life insurance alternative called Term life. Term life insurance Quotations are recommended by many popular personal finance gurus and can be a good choice for:· Young families or those on a limited budget, yet still need a large amount of life insurance.

How Much Car Insurance Should You Buy?


Car insurance is one of the most dreaded chunks in your budget. And depending on which state you live in, it could be a smaller or larger chunk of your budget than your neighbors across state lines.

Is Your Auto Insurance Company Rated?


Several national rating institutions rate insurance companies. Do coverages, rates, and service vary from company to company? Why can you pay less with one company than another can for the same coverages? Choosing the best insurance company for you is a crucial financial decision.

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?


Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Seven Steps to Filing Your Car Insurance Claim


Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal.

Factors That Affect Your Car Insurance Premium


Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population.

Protecting Your Expatriate Family


If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to 'back home'.

Should I Buy Rental Car Insurance?


Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase.

Understanding How Your Credit History May Affect Your Car Insurance Coverage


Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history.

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MORE RESOURCES:

Xinhua

Construction insurance must for firms
GulfNews, United Arab Emirates - 18 hours ago
Owners need to realise the importance of a sound insurance strategy at the very beginning of the project. It minimises the possibility of potential gaps in ...
Katrina Citizens Losing Insurance Cases On Appeal InjuryBoard.com
A FLOOD OF QUESTIONS: Tropical Systems Fay, Gustav Spur Floridians ... Destin Log
Gustav may cost $10b in insurance Xinhua
Forbes - MarketWatch
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Meadowbrook Insurance Group, Inc. Announces the Retirement of Its ...
MarketWatch - 20 hours ago
Mr. Segal, 79 years old, founded Meadowbrook in 1955 as Meadowbrook Insurance Agency. Under his leadership, Meadowbrook has grown from a start-up local ...
Meadowbrook Insurance founder plans to retire CNNMoney.com
Meadowbrook Insurance founder to retire Business Insurance
all 14 news articles


Cities, civil rights groups tussle over police liability insurance
USA Today - 15 hours ago
By John Fritze, USA TODAY Organizers of the Republican convention were required by St. Paul, city officials to purchase a $10 million insurance policy to ...


Amalgamated Insurance Is Moving to Westchester
New York Times, United States - 12 hours ago
By CHARLES V. BAGLI Amalgamated Life Insurance, a company founded by union textile workers in Greenwich Village 65 years ago, is moving its headquarters and ...


Sify

'Health insurance premium reduced'
Sify, India - 5 hours ago
Chennai: Union Finance Minister P Chidambaram announced that the cost of health insurance premium under the Universal Health Insurance Scheme (UHIS) has ...
Chidambaram announces reduction in UHIS premium Hindu
Centre to reduce annual premium under UHIS Business Standard
all 4 news articles


How to determine your bank's financial health
Los Angeles Times, CA - 9 hours ago
The Federal Deposit Insurance Corp. says that when a bank fails, most customers who are covered by deposit insurance don't lose access to their money at all ...
FDIC’s Sheila Bair says tough times still ahead Bizjournals.com
Bair: Credit Mess “Far From Over” Housing Wire
FDIC expects more bank failures Inman.com
Reuters - Los Angeles Times
all 41 news articles


Bidding on insurance agent discussed
Ocala, FL - 1 hour ago
But county government — as well as the city of Ocala — has had the same appointed insurance agent, Combined Insurance Services, since 2000, ...


Fla. denies State Farm appeal in rate hike case
CNNMoney.com - 20 hours ago
NEW YORK (Associated Press) - The state's insurance commissioner on Friday denied State Farm Florida's appeal of his decision to reject a 47.1 percent rate ...
State Farm's challenge to rate decision rejected The News-Press
State denies insurer's appeal Sarasota Herald-Tribune
State Farm, seeking 47 percent rate hike, rejected again Palm Beach Post
Tampa Bay's 10 - Insurance Journal
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Insurance Is Last Hope for Rational Choice of Location
Wall Street Journal - 12 hours ago
3): The insurance industry may be our last best chance to accomplish what government at all levels has failed to do -- make people think about the ...


Hamm plans insurance forums
Jamestown Sun, ND - 3 hours ago
North Dakota Insurance Commissioner Adam Hamm has invited insurance agents from around the state to attend the Insurance Department’s annual agent forums, ...
Anderson named top producer Jamestown Sun
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