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Personal Finance |
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Grocery Savings - Your Kitchen is a Goldmine!
Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts. If you haven't figured it out already, your kitchen is a Goldmine. There are numerous ways to reduce the grocery budget and free up funds to use in other areas. How much should you be spending on groceries? The USDA Food Plans at the Center for Nutrition Policy and Promotion suggests that a family of four is currently spending about $100 to $116 per week based on the "Thrifty Plan", depending on the age of children. Anyone trying to reduce the food budget should follow the guidelines for the "thrifty plan." This should give you at least some idea what the average family spends. I recommend you shoot for something less than that figure if at all possible by implementing as many of these grocery saving tips as possible!
Be an informed consumer. I can't stress this enough! Once you know where to shop, use all your resources. Combine rebates, sales, and coupons whenever possible for maximum grocery savings. This takes a bit more dedication but, you can literally get paid to purchase items if you're willing to invest the time. Grocery savings aren't just for the grocery store. many drugstores now have food sections where you can save on groceries. Here's a great tip: Always check your cash register receipt. Many stores offer a refund of full price policy for items that do not register the correct sale price. I have cashed in on this one many times. Remember, these price adjustments are usually entered by humans. Human error is always a possibility, so cash in on it! Because of a simple mistake, you have increased your grocery savings! If you.... ....You will be able to tap into that Goldmine hiding in your very own kitchen! Cheryl Johnson is a mother of four helping herself and others become and remain debt free. Publisher of Simple Debt Free Living at http://www.simpledebtfreeliving.com - A self-help plan, ideas, and resources for debt management, household budget planning, frugal and debt free living, and extra income opportunities. Money saving tips for groceries, clothing, home decorating, and much more, maximize savings everyday.
MORE RESOURCES:
Money File-John Simons, Senior Personal Finance Editor at Black Enterprise - Nightly Business Report
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