Why Live Frugally


What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys. However, for me, I find little value in the things around me.

When I was a teenager, things were my identity. However, as I have gotten older and through one situation or another I have learned to separate myself from the items in my home. Let me give you an example; quite a few years ago I was given a leather jacket, I always wanted one because I thought they were cool and thus, I would be cool. I got it and I loved, I loved it so much I rarely wore it for fear of losing it or ruining it beyond repair. I wanted it to stay 'new' and always carry that memory I had of when I first received it and the person who gave it to me. As the years passed and I was in some hard times, I needed money for necessities and didn't know what to do, until I saw the jacket in the closet in all it's shiny newness and cleanliness. "I could get some money for that", I thought. I proceeded to take it to the pawnshop (this was before eBay) and get A LOT less than what in my mind it was worth to me. It killed me to take that jacket in, but I had to and to do it, I had to distance myself from the experience so I could get it done. And surprisingly, I still have the memory of receiving that jacket with no loss of value in my mind.

Since that time, through losses of one thing or another, I learned that my own self worth or value isn't based on what I have around me. A side note: I in NO way think I am superior than the woman that drives the jag to her 5 bedroom home, in fact I hope she is happy with her station in life and I wish her well. But for me, I will never aspire to that.

I guess when it comes down to being frugal or not, the question needs to be asked, "Does this fulfill me?" For myself less is more in my world; less to worry about, less to find space for, less to keep up. But, again, that's not everyone's cup of tea. Your level of tolerance for less may be higher than mine. I could easily whittle down my needs and wants, throw them in the car and go. That is how little I really need, besides a roof over my head and a steady stream of income.

Frugal living isn't a dreary task, I think we need to reward ourselves here and there. My luxury is going to the movies and seeing the blockbuster action movies and dramas. But doing that regularly would no longer be a treat but become a necessity if I could think up enough excuses.

Frugality in my opinion is also about moderation. Moderation is key no matter if I am eating, drinking, watching TV, going to movies or exercising. Excess is what happens when I stop controlling my life and let something else run it. It's about keeping things in check, whether it's my reasoning for buying and item or getting caught up in the good feeling a TV commercial gives me. (By the way, I have never gotten good cell phone service in the boonies like the ads show!)

Frugal living is temporary for some until they get back on their feet, for others it is a day to day necessity for who knows how long and for myself and others it is a voluntary decision, wherever you fit in there.

Dawn Cadwell continues to live a frugal, simple life as much as possible, learning as she goes. Frugal for Life.com is a free resource to those in need,curious or just looking for a few tips. Thank you for your time.

Copyright © 2005 - Dawn Cadwell. All rights reserved. E-mail notice of intent to publish is appreciated but not required: Frugalforlife(at)Gmail(dot)com



RELATED LINKS

Accept Credit Card Payment Online

Accept credit card payment online and increase sales by 400% or more.... Find out how ...

 

Advanta Credit Cards

Apply for an Advanta credit card with 0% APR, rewards and cash back.

 

American Express Credit Card Application

Apply online for a new AMEX rewards credit card. See special offers.

 

Best Airline Miles Credit Card

Earn Frequent Airline Miles for Every Dollar Spent with No Annual Fee.

 

Best Cash Back Credit Card

Earn Up to 5% Cash Back on Every Day Purchases. Apply for Yours Today.

 

Best Reward Credit Card

Compare & Apply for the Best Reward Credit Cards with Up to 5% Cash Back Rewards and more.

 

Business Credit Card Online Application

Compare Business Credit Cards from All Major Banks. Apply Online Now

 

Chase Credit Card Application

Find Credit Card Applications from Chase & Apply Online in Seconds.

 

Citi Credit Card Application

Citibank offers credit cards that have 0% APR balance transfer options, Rewards, Cash Back, and much more

 

Credit Card Application For Bad Credit

Great card for bad credit just got better. 8.9% APR, instant decision.

 

Credit Card Balance Transfer Deal

Great Rates: Balance Transfers and Purchases. Capital One Credit Card

 

Debit Cards

Control Your Spending with a debit card. Guaranteed Approval.

 

Discover Credit Card Offer

Discover Credit Card Offers with 0% for 12 months, no fees & cash back.

 

Gas Credit Card Application

Save money at the gas pump with a new gas credit card. Apply now.

Fast Easy Payday Loan

Get the fast cash you need with an easy payday loan. Compare and apply

 

Hotel Rewards Credit Card

Earn Free Stays with a Hotel Rewards Credit Card. Apply Online Now.

 

HSBC Credit Card Application

Get 0% Intro APR, No Annual Fee, Great Service, Benefits. Apply Now.

 

Low Interest Credit Card List

Compare & Apply for Credit Cards w/ 0% Intro APR for Up to 15 Months

 

Master Card Application

Apply for MasterCard Credit Cards with 0% APR, Cash Back & No Fees.

 

No Annual Fee Credit Card

0% APR with No Annual Fee. Compare No Fee Credit Cards & Apply Online.

 

Online Car Loan Application

Loans and Refinancing for New and Used Cars. Online Approval.

 

Online Debt Consolidation Services

Consolidate your debts today - ease the strain of monthly bills.

 

Online Foreign Currency Trading

FOREX is a serious game. Play it with the pros. Start with just $50. The best trading platform available today. Start Trading and see why.

 

Online Mortgage Application

Apply online for a mortgage for your home. It's fast and easy. Great Rates!

 

Online Visa Credit Card Application

Compare & Apply for Visa Credit Cards with 0% APR and No Annual Fee.

 

Prepaid Credit Card

Get a Prepaid Credit Card with Free Direct Deposit. No Credit Check.

 

Shopping Reward Credit Card

Shopping Reward Credit Card. Fast Online Credit Card Application ... You have found the best shopping reward credit card site on the Internet!

 

Student Credit Card Application

Pay 0 Interest for 6 Months & Earn Rewards with a Student Credit Card.

 

Travel Rewards Credit Card

Compare Frequent Flyer Credit Cards Apply Now and Start Earning Miles.


MORE RESOURCES:

Wall Street Journal Blogs

The Wallet covers the latest personal finance and investing news ...
Wall Street Journal Blogs, NY - 7 hours ago
-Bank of America announces that they’ll be meeting with former Countrywide customers to renegotiate mortgage terms. End result might not end up being all ...


Wall Street Journal Blogs

Inside the Brain of…Tess Vigeland, Personal Finance Road Tripper
Wall Street Journal Blogs, NY - 7 hours ago
If you haven’t seen Tess Vigeland, you’ve probably heard her as the host of American Public Media’s Marketplace Money. Recently, Vigeland and fellow ...


Personal finance site BillShrink raises $8M Silicon Valley / San ...
Bizjournals.com, NC - Oct 14, 2008
The Redwood City business originally offered a free online service that analyzes personalized cell phone plans for the best value and launched a new service ...
Personal finance advice site BillShrink raises $8m in series b funding Finextra
all 18 news articles


New United Arab Emirates Personal Finance Company Announced
Dubai City Guide, United Arab Emirates - 6 hours ago
... “The coming together of these three great companies will enable us to deliver a new approach to personal finance in the region. ...


Wall Street Journal Blogs

The Wallet covers the latest personal finance and investing news ...
Wall Street Journal Blogs, NY - Oct 14, 2008
-Are credit cards at a tipping point? There’s more borrowing and less paying. [RedTapeChronicles] -I Will Teach You To Be Rich is doing a regular feature ...


: In Age of Financial Uncertainty, Personal Finance Decisions Matter
NewsReleaseWire.com (press release) - 14 hours ago
Today, perhaps more than ever, individuals' financial decisions -- not just those decisions made on Wall Street -- will have significant effects on their ...


ANZ launches consolidated personal finance website
The West Australian, Australia - 17 hours ago
ANZ Bank has launched Australia’s first website that aggregates customers’ personal finance information from all financial institutions with which they hold ...


BlackNews.com (press release)

Personal Finance Author Offers Expert Analysis of Why Minorities ...
BlackNews.com (press release), OH - 21 hours ago
Personal finance author, Malcolm Carter, is sounding the alarm that over reaction to the crisis may unfairly punish minorities instead of the real people ...


Your Money in the Cloud: Personal Finance Tool Mint Comes Out of Beta
ReadWriteWeb, CA - Oct 14, 2008
Mint, the cloud-based personal finance tool that launched in September 2007 has now come out of beta and added a number of handy new features, including an ...
Personal Finance Site Mint Opens to The Public With New Features Mashable
Track your plummeting investments on Mint.com VentureBeat
all 3 news articles


Report From Finovate '08: The Latest Personal Finance Tools
The Consumerist, NY - Oct 14, 2008
I've been dispatched by our cigar-chomping editors to midtown NYC to check out the 14 new personal finance software apps getting demoed at Finovate 2008. ...

Personal-Finance - Google News

home page | article index | site map
Credit  |  Currency Trading  |  Debt Consolidation  |  Debt Relief  |  Insurance  |  Investment  |  Leasing  |  Loans  |  Mortgage and Refinance  |  Personal Finance  |  Real Estate  |  Stocks and Mutual Funds  |  Taxes

 

© Copyright 2006 - SmarteCredit.Com. All rights reserved