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It is our pleasure to have the following Master Cards available to you. Please do the following: 

  1. Review and compare the features of the master card credit cards listed below.  

  2. Click on the banner or any other link associated with the card that best suits your needs for immediate online application. 

  3. Fill out the online form for the Master Card Credit Card you want - and that's it! You're done!  

Thank you for choosing Smart eCredit for your Master Card Credit card.

 

Not sure what credit card is best for you?  Click here for pointers on selecting the right credit card that is best for you

 


 GM Flexible Earnings Card

GM Flex Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
12 Months* As Low As 14.24 %* None*

  • 0% introductory APR for 12 months (on balance transfers)
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee


 Orchard Bank Classic MasterCard®

Orchard Bank Silver

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 7.90 - 15.99 %* None - $79*

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment


 Chase PerfectCard™ MasterCard®

Chase PerfectCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99 %* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.


 Advanta Life-of-Balance Platinum Card

Advanta Life of Balance Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 %* None*

  • 2.99% APR for Life of balances transferred within 3 months*
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations


 Advanta Platinum with Rewards Customized BusinessCard

Advanta Platinum Business Custom Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 7.99 %* None*

  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus logo or other image!

*see Terms & Conditions for important information, benefits and limitations


 Advanta Platinum BusinessCard

Advanta Platinum

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 11.99 %* None*

  • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
  • Prime + 5.99% Variable APR thereafter
  • Up to $50,000 Credit Line
  • No Annual Fee
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations


 Advanta Platinum BusinessCard with Rewards

Advanta Rewards

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
15 Months* 7.99 %* None*

  • 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations


 Tribute® MasterCard® Gold Card

Tribute MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* See Terms* %* See Terms**

Have bad credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.

  • Unsecured MasterCard®
  • Accepted at millions of locations worldwide
  • Credit Line increase within 6 months when you make payments on time


 Pulaski Bank VISA® Card

Pulaski Bank Mastercard/Visa

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 6.50 %* $35*

  • 6.50% APR
  • 0.0% Introductory APR on all balance transfers
  • Fixed low rate.
  • Best Credit Card Rate in the Country
  • No Fee balance transfers
 


 AccountNow™ Vantage Debit MasterCard®

AccountNow Vantage Debt MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A %* See Terms**

  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit


 American DreamCard™ MasterCard®

American DreamCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 12.24 %* None*

  • The American DreamCard is the credit card program that can make people rich!
  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
  • No Annual Fee†
  • Get 1,000 entries just for applying!
  • More entries mean more chances to win!
  • Entries are good for future drawings and there is no limit to how many times you can win*
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • American DreamCard™ holders also have access to MasterCard® Exclusive Online™


 New Millennium Bank Platinum Visa® or MasterCard®

New Millennium Platinum Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 19.5 %* $59*

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply


 First Vineyard MasterCard® Card

First Vineyard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A %* **

  • Receive cash back from your own spending
  • Receive cash compensation from the spending of anyone in your compensation tree.
  • Live debt free and receive compensation for your everyday spending.
  • Reload your card directly from your payroll or bank account
  • Powerful Online Account Management
  • Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
  • Card Accepted at 30 Million merchants & One Million ATM machines


 Union Plus® MasterCard®

Union Plus Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
1.99%* 6 Months* 13.99 %* None*

  • FREE Rewards Program designed for hard-working union members.
  • Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
  • Earn 1 Point for every dollar spent anywhere
  • Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
  • NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
  • 1.99% introductory APR on new purchases*.
  • All Calls answered in the United States.
  • No annual fee and No liability for unauthorized


 Bank of America World MasterCard® with WorldPoints™

Bank of America World MasterCard with WorldPoints

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99 %* None*

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge(SM) service, a unique personal assistance service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions


 Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card

Bank of America WorldPoints Platinum Plus MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99 %* None*

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions


 Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card

Bank of America® Cash Rewards Credit Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99 %* None*

  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
  • No Annual Fee
  • Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
  • Absolute fraud protection against unauthorized use, online and offline.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Elite Rewards® World MasterCard®

BOA Elite Rewards World MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.9 / 15.99 %* None*

  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
  • No annual fee.
  • Earn 500 Bonus Points after first qualifying purchase with the account.
  • Earn Bonus Points for every net retail dollar you spend at participating merchants.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Major League Baseball® Extra Bases™ Credit Card

BOA Major League Baseball™ Extra Bases™ Credit Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Billing Cycles* 9.99 / 15.99 %* None*

  • The only credit card on the planet that earns you points towards autographed memorabilia by past and current players, VIP access, field-level game tickets, travel rewards and even cash rewards that will blow you away!§§
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
  • No Annual Fee
  • Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§
  • Offers secure online access.
  • 24/7 fraud protection
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Wyndham Rewards MasterCard(SM)

BOA Trip Rewards

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.9 / 15.99 %* None*

  • 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
  • Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
  • No Annual Fee
  • 24-hour Online Access
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Chase Platinum MasterCard®

Chase Platinum MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99 %* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


 Western Union® Prepaid MasterCard®

Western Union Prepaid MasterCard

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
** N/A* N/A %* None*

  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted – even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic.


 Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99 %* None*

  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • Earn 1 point for every $1 in net retail purchases at all merchants§
  • Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
  • Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
  • No limit to the number of points you can earn each year
  • Absolute fraud protection against unauthorized use, online and offline
  • Access to the MyConcierge(SM) service, a unique personal assistance service§
  • Secure Online Account Access and electronic bill payment service
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

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